
Whether it’s pursuing an adventurous hobby, taking a financial decision, or making a big career move, the fundamental question is the same: Will this make my life better or worse?…
Whether it’s pursuing an adventurous hobby, taking a financial decision, or making a big career move, the fundamental question is the same: Will this make my life better or worse?…
Retirement is often painted as the golden phase of life, a time to travel, take up hobbies, learn new skills, or tick off the ‘bucket list’. But what happens when…
My clients regularly tell me they’re “not extravagant” or they “live frugally”, which I can understand; they might live in a modest home, drive a sensible car, and holiday within…
The past five years have felt like a whirlwind: a global pandemic, war in Ukraine, a cost of living crisis, and increasingly polarised politics. Like taxis on a cab rank,…
When I ask clients and prospective clients why their money is important to them it is usually because it provides freedom and financial security. In other words, they want to…
Don’t worry, it’s OK to spend savings in retirement, but it does come with a caveat. If you have been diligent during your working life you will have built up…
My children and I have recently finished watching Beat Games and loved it. If you aren’t aware of it, it’s a reality show hosted by YouTube sensation MrBeast (if your…
Many mortgage holders find themselves in a familiar bind with mortgage rates rising and investments feeling the impact of global uncertainty. You’ve built up investments with the plan to clear…
A reminder for anyone who doesn’t currently qualify for the full State pension: if you have gaps in your National Insurance (NI) record between 6th April 2006 and 5th April…
I’m often asked “how big does my pension need to be?”, or words to that effect. A simple question to which a simple but not very helpful answer is: It…
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