Consumer Question: I’ve Used My Pension Lifetime Allowance & Have a Few Small Pots of Unused Pensions. What Is The Best Way To Access Them?
04.05.22
This question was posed to me recently via an online forum. Here is my answer. If you don’t need to access the additional pensions they can stay invested and continue…
Consumer Question: What is the Best Stock/Bond Allocation for Someone in Their Late 50s?
26.04.22
This question was posed to me recently via an online forum. The full context is the consumer who posted the question is 59 and intends to draw on his pension in…
“I’ve Neglected My Pension, What Can I Do?”
04.11.20
“The problem with the future is that it keeps turning into the present” Calvin & Hobbes If you are one of the many who were so focused on the day-to-day…
How Pension Charges Work (& How To Know If You Are Paying Too Much)
16.06.20
One question I’m regularly asked by new and prospective clients is how pension charges work. Despite the Financial Conduct Authority trying to make pension charging more transparent, it appears that…
Using Batting Averages To Explain Average Market Returns
09.06.20
They say in sport form is temporary, but class is permanent. Any world-class sportsman or woman can and do go through a period when they just can’t get the results…
What’s Possible, Probable & Definite?
25.03.20
Have you ever done something and looked back and wondered what you were thinking? Or perhaps, you have seen someone doing something and you can’t fathom out why they are…
Should You Buy New Company Share Issues?
27.11.19
Recently, my Twitter feed has pushed two promotions to me from a well known direct-to-consumer investment platform. Both were relating to “rumoured” IPOs from two well-known brands: Wolverhampton Wanderers and…
What’s ‘Better’ a Pension or an ISA?
30.09.19
“Is a pension better than an ISA or an ISA better than a pension?” On the face of it, that should be a simple question to answer but, like many…
Annuities – The Sheep in Wolves’ Clothing?
23.09.19
If I asked you if you would like to buy an annuity with your pension fund, if you are like most UK consumers, my guess would be you would answer…
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