Blog

If you struggle to prioritise your spending and find you have more month left at the end of your money or you aren’t putting enough away for the future you…

Volatility! What is it? And Does it Matter? 09.04.18

Investing, Pension, Retirement, Shares

If you do any background research on investing it won’t be long until you come across the term ‘Volatility’. Investment professionals and financial regulators use it to define investment risk…

Would An Accident or Illness Derail Your Future Plans? 23.03.18

Financial independence

How would an accident or illness derail your future plans? Many of us have life cover that will pay a lump sum on death so that mortgage debt can be…

“Should I Take my Final Salary Pension Lump Sum?” 09.02.18

Financial independence, Investing, Pension, Shares

A question I am asked on a fairly regular basis by new and existing clients is “Should I Take my Final Salary Pension Lump Sum?” Like many questions that appear…

10 Strategies for a Successful Retirement Transition 09.02.18

Financial independence, Purpose, Retirement

I had a conversation with a potential new client the other day who was battling with the prospect of retirement and was wondering what a successful retirement transition might look…

14 Retirement assumptions you may later regret 25.01.18

Financial independence, Investing, Pension, Retirement, Shares

We make assumptions every day; we have to otherwise we would never get anything done. Most of the time the assumptions we make are either correct or immaterial if they…

Why You Need to Know Your Lifetime Priorities 12.01.18

Financial independence, Purpose, Retirement

When I first meet with prospective clients the majority of the initial meeting is spent understanding their lifetime priorities. The money takes a back seat in the discussion. This may…

It’s OK to Spend Savings in Retirement 15.12.17

Financial independence, Investing, Pension, Retirement, Shares

Don’t worry, it’s OK to spend savings in retirement, but it does come with a caveat. If you have been diligent during your working life you will have built up…

What Would the Ghosts of Christmas Show You About Your Life? 07.12.17

Purpose, Retirement

In Charles Dickens’ A Christmas Carol the central character, Ebenezer Scrooge was visited by three ghosts on the eve of Christmas: the ghost of Christmas past, the ghost of Christmas…