What You Told Me: 2025 Client Survey Results
23.06.25
First of all, a huge thank you to everyone who took the time to complete my most recent client survey. I’m incredibly grateful—not only for your responses, but for the…
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Read the latest news and thoughts from Andrew.
What You Told Me: 2025 Client Survey Results
23.06.25
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Gold Is Shining Again, But Should Long-Term Investors Follow?
10.06.25
I previously wrote about how gold should be for decoration, not speculation, and now gold is back in the headlines I thought it worthwhile providing an updated article. As uncertainty…
Market Timing & Tactical Allocations: It’s About Completing The Marathon, Not Winning It.
06.06.25
When investing, particularly as we approach or enjoy retirement, the aim isn’t to win a race against the markets. It’s to complete the course in good shape, financially confident and…
You Can’t Separate Emotion From Money
19.05.25
A radio station I regularly listen to has a prize where listeners can win significant sums of money simply by texting in and remembering what the cash prize pot is…
Are You Using Your Money in a Way That Makes You Happy?
12.05.25
Have you ever gone through that exercise whether verbally with someone else or in your head, where you work out how you would spend a lottery win? My wife and…
Should Parents Help Pay Off Their Child’s Student Loan?
08.05.25
For many UK parents, supporting their children financially is a natural inclination. However, it’s not always the best use of your savings when it comes to student loans. This article…
Winning Comes In Phases. Why It Pays You To Assume It Won’t Last Forever.
06.05.25
In sport, we love the winners. We get excited by winning runs and debate the GOATs (the Greatest of All Time). Whether it’s a golfer stringing together major wins or…
Risk Isn’t What You Think It Is
22.04.25
Whether it’s pursuing an adventurous hobby, taking a financial decision, or making a big career move, the fundamental question is the same: Will this make my life better or worse?…
It’s Your Retirement, You Don’t Need To Feel Guilty
15.04.25
Retirement is often painted as the golden phase of life, a time to travel, take up hobbies, learn new skills, or tick off the ‘bucket list’. But what happens when…
Extravagance Is Subjective
08.04.25
My clients regularly tell me they’re “not extravagant” or they “live frugally”, which I can understand; they might live in a modest home, drive a sensible car, and holiday within…