Savings Interests Rates, You are Focusing on The Wrong Number
09.08.25
As interest rates on savings accounts begin to drop again, many UK savers feel worse off. After a prolonged period of extremely low rates, savers began to feel rewarded with…
Even Financial Planners React Emotionally
07.07.25
My wife and I have been lucky in many ways. We were born in a democratic country during an era of peace, to middle-class parents who loved and supported us,…
What You Told Me: 2025 Client Survey Results
23.06.25
First of all, a huge thank you to everyone who took the time to complete my most recent client survey. I’m incredibly grateful—not only for your responses, but for the…
Gold Is Shining Again, But Should Long-Term Investors Follow?
10.06.25
I previously wrote about how gold should be for decoration, not speculation, and now gold is back in the headlines I thought it worthwhile providing an updated article. As uncertainty…
Market Timing & Tactical Allocations: It’s About Completing The Marathon, Not Winning It.
06.06.25
When investing, particularly as we approach or enjoy retirement, the aim isn’t to win a race against the markets. It’s to complete the course in good shape, financially confident and…
You Can’t Separate Emotion From Money
19.05.25
A radio station I regularly listen to has a prize where listeners can win significant sums of money simply by texting in and remembering what the cash prize pot is…
Are You Using Your Money in a Way That Makes You Happy?
12.05.25
Have you ever gone through that exercise whether verbally with someone else or in your head, where you work out how you would spend a lottery win? My wife and…
Should Parents Help Pay Off Their Child’s Student Loan?
08.05.25
For many UK parents, supporting their children financially is a natural inclination. However, it’s not always the best use of your savings when it comes to student loans. This article…
Winning Comes In Phases. Why It Pays You To Assume It Won’t Last Forever.
06.05.25
In sport, we love the winners. We get excited by winning runs and debate the GOATs (the Greatest of All Time). Whether it’s a golfer stringing together major wins or…
Risk Isn’t What You Think It Is
22.04.25
Whether it’s pursuing an adventurous hobby, taking a financial decision, or making a big career move, the fundamental question is the same: Will this make my life better or worse?…
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