Are We Naturally Happy Or Sad? Or Can We Improve Our Happiness?
18.11.25
Can you change how happy you are? Are you naturally happy or sad? Or perhaps you know people who are. Do you find yourself thinking, why is she such a…
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Are We Naturally Happy Or Sad? Or Can We Improve Our Happiness?
18.11.25
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Why Stock Picking Is Like Betting on a Premier League Football Club – And Why It’s Risky for Long-Term Wealth
31.10.25
When planning your financial future, especially in retirement, it’s easy to fall into the trap of trying to pick winners. You might hear about a hot stock or a booming…
The Best Way To Discover What You Really Value
23.10.25
Setting up and establishing this business was hard, really hard. The early years were filled with doubts over where my first clients would come from and then the next, and…
How to Protect Yourself from Financial Scams
17.09.25
Financial scams are continuing their rise in the UK, and they affect people from all walks of life. For those starting or in retirement, the risks are greater because losses…
Sequencing Risk – Why The Timing of Stock Market Crashes Can Have A Big Impact On Your Retirement
11.09.25
When we think about retirement risks, stock market crashes and inflation often come to mind. But one of the most significant and least understood risks is something called sequencing risk…
Costa Rica, An Ode To A Wonderful Country.
08.09.25
My family and I have just returned from a fabulous two weeks in Costa Rica, and we couldn’t recommend it highly enough as a destination, whatever your age. What follows…
Savings Interests Rates, You are Focusing on The Wrong Number
09.08.25
As interest rates on savings accounts begin to drop again, many UK savers feel worse off. After a prolonged period of extremely low rates, savers began to feel rewarded with…
Even Financial Planners React Emotionally
07.07.25
My wife and I have been lucky in many ways. We were born in a democratic country during an era of peace, to middle-class parents who loved and supported us,…
What You Told Me: 2025 Client Survey Results
23.06.25
First of all, a huge thank you to everyone who took the time to complete my most recent client survey. I’m incredibly grateful—not only for your responses, but for the…
Gold Is Shining Again, But Should Long-Term Investors Follow?
10.06.25
I previously wrote about how gold should be for decoration, not speculation, and now gold is back in the headlines I thought it worthwhile providing an updated article. As uncertainty…