Should I Combine My Pensions?
09.09.19
It’s common for people to get in touch with me looking for advice on whether to combine their pensions. They’ve got to the stage in their careers that they have…
Category: Retirement
Read the latest news and thoughts from our Financial Planner, Andrew.
Should I Combine My Pensions?
09.09.19
Read more
2 Reasons Why People Don’t Take Enough Investment Risk (& Why It Might Be A Problem)
07.08.19
Investment risk and reward are inextricably linked; if you want to have the potential for higher returns you have to accept increased investment risk. It was ever thus and it…
3 Questions To Ask Yourself Before Buying Anything
10.07.19
As a kid whenever I was given money, my parents would often remark that it was burning a hole in my pocket. In other words, I felt I had to…
Choose Life (A Financial Planner’s Version)
05.06.19
Choose life. Choose freedom. Choose leisure. Choose pleasure Choose never having to worry about money. Choose global travel, time in the garden or writing that book. Choose working on your…
Capacity for Loss – Or How Much Can You Afford to Lose?
30.05.19
Over the past few weeks, there has been a debate on Twitter amongst a small section of the financial planning community and compliance consultants on the surprisingly thorny issue of…
An Emoji Guide to Budgeting
09.05.19
Do you ever have that feeling that you should be making better financial decisions with your money but never have enough of it left at the end of the month…
How Not To Compare Your Pensions
29.04.19
If you have worked for a number of different organisations throughout your career it is likely you have accumulated a number of different pension funds. All of which will have…
“30 Years?! What Am I Supposed To Do With That?”
24.04.19
I was watching Trainspotting 2 the other day (if you were a fan of Danny Boyle’s first film from 1996 you’ll enjoy the sequel) and in it, Ewan McGregor’s character,…
“Now the Kids Are Gone We’ve Got Some Spare Money, What Should We Do With it?”
13.03.19
There comes a time in every parent’s life when the kids fly the nest (sure, they sometimes come back!) and you’ll reach that point when you find the rooms echo…
“How Much Money Do I Need to Retire?”
22.02.19
I’m often asked “how big does my pension need to be?”, or words to that effect. A simple question to which a simple but not very helpful answer is: It…