“Now the Kids Are Gone We’ve Got Some Spare Money, What Should We Do With it?”
13.03.19
There comes a time in every parent’s life when the kids fly the nest (sure, they sometimes come back!) and you’ll reach that point when you find the rooms echo…
“How Much Money Do I Need to Retire?”
22.02.19
I’m often asked “how big does my pension need to be?”, or words to that effect. A simple question to which a simple but not very helpful answer is: It…
I Get It: You Don’t Want A Financial Plan. What You Want is What A Financial Plan Will Give You
08.02.19
“I really want a financial plan.” said nobody. Ever. It’s the same with a business plan, a diet plan or a fitness plan. Nobody really enjoys the planning (at least very…
“I Keep Hearing About SIPP Pensions. Should I Have One?”
15.01.19
You might often read or hear about SIPP style pensions in the financial press but what are they and do you need one? What is a SIPP? SIPP stands for…
10 Things About (Good) Financial Advice that Might Surprise You
08.01.19
As with other professions, financial advisers haven’t enjoyed the greatest reputation. A large part of the lack of trust was the way advisers were remunerated for the work they carried…
An Emoji Guide to Inflation…
21.12.18
Inflation is the silent assassin of the personal finance world. While stock market crashes and bank defaults grab the headlines, over the long term it is the silent creep…
If You Are Apathetic About Your Money You Are SO Close to Being Right
12.12.18
There is a shot in golf known as the ‘shank’, which every golfer will have experienced. It’s not a shot that you want to play though, the ball flies off…
What stories are you telling yourself about money?
22.11.18
Have you ever had one of the moments when you see, read or hear something that completely challenges assumptions you’ve previously had? The kind of moment that everything you thought…
The Majesty of Compound Interest
16.11.18
My son has just started school and is learning phonics. For a four-year-old, he seems to do be doing pretty well and has a good grasp for the simple sounds…
How The Cost of Your Weekly Shop Could Grow To £293,000 if Saved in a Pension
09.11.18
To non-financially minded people, it can be difficult to grasp how much you need to invest to grow a pot of capital for your future benefit. Perhaps reframing it to…
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