The Reality of Retirement: Why It May Feel Different From What You Expected
09.09.26
Think about one of your favourite holidays. How much of the enjoyment actually happened while you were away? There was probably plenty of pleasure beforehand. Choosing where to go, looking…
Will Your Children & Grandchildren Be Forced to Work Longer Than You Did?
27.08.26
For many people retiring today, retirement has followed a relatively familiar pattern as the past 50 or so years: finish work in your 60s, start receiving the State Pension and…
It’s All Relative
11.02.26
Although we like to think otherwise, we tend not to think of things on an absolute basis; we use others as a frame of reference. Our subconscious brain does a…
The Best Way To Discover What You Really Value
23.10.25
Setting up and establishing this business was hard, really hard. The early years were filled with doubts over where my first clients would come from and then the next, and…
How to Protect Yourself from Financial Scams
17.09.25
Financial scams are continuing their rise in the UK, and they affect people from all walks of life. For those starting or in retirement, the risks are greater because losses…
Sequencing Risk – Why The Timing of Stock Market Crashes Can Have A Big Impact On Your Retirement
11.09.25
When we think about retirement risks, stock market crashes and inflation often come to mind. But one of the most significant and least understood risks is something called sequencing risk…
Are You Using Your Money in a Way That Makes You Happy?
12.05.25
Have you ever gone through that exercise whether verbally with someone else or in your head, where you work out how you would spend a lottery win? My wife and…
Extravagance Is Subjective
08.04.25
My clients regularly tell me they’re “not extravagant” or they “live frugally”, which I can understand; they might live in a modest home, drive a sensible car, and holiday within…
12 Things To Do NOW To Not Run Out of Money in Retirement
25.03.25
When I ask clients and prospective clients why their money is important to them it is usually because it provides freedom and financial security. In other words, they want to…
It’s OK to Spend Savings in Retirement
18.03.25
Don’t worry, it’s OK to spend savings in retirement, but it does come with a caveat. If you have been diligent during your working life you will have built up…
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