The Hierarchy of Financial Freedom
13.10.20
“Annual income 20 pounds, annual expenditure 19 pounds 19 shillings and six pence, result happiness. Annual income 20 pounds, annual expenditure 20 pounds ought and six, result misery.” From David…
Why Coronavirus & Liverpool Losing 7-2 Is Unexpected But Not Surprising
07.10.20
For the first ten years of my life, I grew up near Dawlish, a small seaside town on the south Devon coast. It was unremarkable in many ways but what…
Blackberry & Apple Crumble – Why Blackberry Proves Apple Will Fall (Sometime)
29.09.20
Did you ever own a Blackberry? In the early to mid 200s it was the must-have communication device for busy professionals. And then it wasn’t. As history shows, the Blackberry…
A Simple Formula For Financial Independence
23.09.20
If you don’t have much of C you need more of A because you can’t rely on B If you don’t have much of A you need more of…
“The Bank of Cash is Getting Larger but the Bank of Time is Getting Smaller.”
15.09.20
We are all used to checking the balances of our bank accounts, these days we can do it in a matter of seconds on our phones. When it comes to…
Is Inflation on the Horizon? And What To Do About It
10.09.20
I was asked the other day for whether inflation is on the horizon as a response to global central banks’ efforts to limit the effects of COVID 19. Here are…
What I Learnt From Glamping in Storm Francis
03.09.20
Having had our planned family holiday to Malta this year cancelled due to COVID-19 we opted for staycations rather than running the quarantine gauntlet to another European destination. In the…
Using The Premier League To Explain The Stock Markets
08.07.20
Sometimes difficult concepts are easier to understand by way of analogies and, for many, the stock markets are things of mystery where the innocent go to lose their money. Hopefully,…
How Pension Charges Work (& How To Know If You Are Paying Too Much)
16.06.20
One question I’m regularly asked by new and prospective clients is how pension charges work. Despite the Financial Conduct Authority trying to make pension charging more transparent, it appears that…
Using Batting Averages To Explain Average Market Returns
09.06.20
They say in sport form is temporary, but class is permanent. Any world-class sportsman or woman can and do go through a period when they just can’t get the results…
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