Four Levers of Financial Freedom
23.09.21
When you distil it down to its most simple definition what most people (everyone?) is aiming for is two things: financial security and financial independence. That is, to know they…
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Read the latest news and thoughts from Andrew.
Four Levers of Financial Freedom
23.09.21
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Oyster Time
13.09.21
A recently retired client of mine and I refer to this period of her life as ‘oyster time’. It’s a period of time just to sit and reflect. In her…
The Social Care Funding Storm
08.09.21
Twenty-four hours ago Boris Johnson announced the new Health and Social Care Tax. In summary: There will be a 1.25% increase to National Insurance Contributions (employee and employer) and dividend…
Never Let The Sun Set On Your Portfolio
14.07.21
“The sun never sets on the British Empire” Such was the vastness of the British Empire that at its height between the 18th and 20th centuries it was the largest…
Should I Invest In Cryptocurrency?
24.06.21
Unless you have been living on a different planet it is likely that you have some awareness of cryptocurrencies. Their value has sky-rocketed over the past few years which has…
Using Horse-Racing To Explain The Expected Investment Returns
11.06.21
When you invest money you expect to make a profit, otherwise what’s the point of taking risk with your money? A common question I get asked is what return might…
Will Inflation Increase?
02.06.21
Talk to anyone of a certain age and they will remember with a chill down their spines the inflation and high mortgage interest rates of the 1970s. When you bear…
Who Does What With Your Pension? – Using A Tree To Explain The Roles & Responsibilities
14.04.21
I’m often asked to explain the different roles and responsibilities of the companies involved with a pension fund. Because there are different parties doing different things it can be hard…
Ignoring The News
06.04.21
Ignoring the News I haven’t watched a news broadcast or read a newspaper for a very long-time. I can’t tell you how long but it can be measured in years….
Gold Should Be for Decoration Not Speculation
01.04.21
Our obsession with gold has been around since it was first discovered thousands of years ago. Initially, it was used to make decorative objectives or for religious purposes, reportedly first…