Sometimes life can be cruel and throw us curve balls that we’re not expecting or prepared for. Another term for it is ‘sh*t happens’. The most catastrophic would likely be…
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Read the latest news and thoughts from Andrew.
Our beliefs are formed in childhood. Sooner or later we realise that many of them are false (mermaids and unicorns aren’t real ?) but our beliefs about money are often…
You might often read or hear about SIPP style pensions in the financial press but what are they and do you need one? What is a SIPP? SIPP stands for…
Inflation is the silent assassin of the personal finance world. While stock market crashes and bank defaults grab the headlines, over the long term it is the silent creep…
It is said that fear and greed are the primary drivers of stock markets; fear when markets are falling and greed when they are rising. However, despite it being tempting…
To non-financially minded people, it can be difficult to grasp how much you need to invest to grow a pot of capital for your future benefit. Perhaps reframing it to…
If you know why you work and why you play, If you can look after your future you the same as your current self, If you know what is important…
Inheritance Tax Planning Basics Inheritance tax (IHT) is one of the more emotive taxes; when you have worked hard all your life and made sensible financial decisions to build up…
Investing in global stock markets isn’t appropriate for everyone and not everyone is appropriate for stock market investing. However, if you are planning for the future and want to make…
As the great British love affair with property continues I regularly have conversations with people who believe that owning a second property as an income stream is the best use…