Is Drawing Down Pensions to Avoid IHT Sensible?
09.12.24
Following Rachel Reeve’s October Budget, which will see pension funds included in estates for IHT purposes from 2027, I’m hearing of people re-evaluating their retirement strategies and intending to draw…
14 Retirement assumptions you may later regret
02.12.24
We make assumptions every day; we have to otherwise we would never get anything done. Most of the time the assumptions we make are either correct or immaterial if they…
10 Reasons Why You Won’t Be Able To Retire When You Wish To (and the Solutions)
04.11.24
At some point the day will come when you either don’t have the motivation or energy to continue working and you will decide it is either time to stop entirely…
Investing is Simple Once You Block Out The Noise
21.10.24
Investing, whether that is via your pension, ISA or an investment account is a simple process made complicated by the cacophany of noise that pervades the financial services market. Google…
Should I Pay Off My Mortgage?
02.09.24
This is an updated post. It was originally published in September 2017. You’ve got to the point where you are asking yourself “Should I pay off my mortgage?”. Maybe the…
This Is Probably The Biggest Mistake DIY Investors (& Advisers) Make
28.07.24
Here’s a list of things you wouldn’t do: – Drive only looking in the rear view mirror, – Pick the winner of the Grand National based on last year’s, –…
5 Retirement Planning Misconceptions
18.07.24
Retirement planning can be a minefield which usually results in one of two behaviours: sticking one’s head in the sand to avoid worrying about it at the time or being…
Your Pension Fund Doesn’t Care If Your Boiler Breaks Down (& Other Reasons Why Buy To Let Investing Isn’t The Panacea)
07.07.24
If I had a £1 for every time someone said to me they are interested in buy to let investing I would be on a beach somewhere right now (or…
The Majesty of Compound Interest
17.04.24
My daughter is learning to read and write. For a six-year-old, she seems to be doing pretty well and has a good grasp of one and two-syllable words. But, of…
5 Essential Considerations Before You Transfer A Pension
21.03.24
There are currently many adverts on TV, radio and online encouraging you to transfer your pension to a new provider, and there are benefits in doing so. However, deciding to…
If you want to talk to someone who will really listen, enter your details below to arrange a confidential chat.
