Category: Pension

Read the latest news and thoughts from our Financial Planner, Andrew.

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The Small Changes You Don’t See 02.08.22

The imperceptible change in your son or daughter as they grow up. The growth in the shrub you bought as a young plant that has now matured in your garden….

EBI Earth Portfolios Ltd vs Vanguard Lifestyle Strategies 22.07.22

Investing, Pension

As a financial planner advising clients on the investment of their ISA, pensions and General Investment Accounts it is incumbent upon me that I review the ongoing suitability of any…

Consumer Question: What is the Best Stock/Bond Allocation for Someone in Their Late 50s? 26.04.22

Pension, Retirement

This question was posed to me recently via an online forum. The full context is the consumer who posted the question is 59 and intends to draw on his pension in…

Who Does What With Your Pension? – Using A Tree To Explain The Roles & Responsibilities 14.04.21

Pension

I’m often asked to explain the different roles and responsibilities of the companies involved with a pension fund. Because there are different parties doing different things it can be hard…

“I’ve Neglected My Pension, What Can I Do?” 04.11.20

Financial independence, Money, Pension

“The problem with the future is that it keeps turning into the present” Calvin & Hobbes If you are one of the many who were so focused on the day-to-day…

How Pension Charges Work (& How To Know If You Are Paying Too Much) 16.06.20

Pension

One question I’m regularly asked by new and prospective clients is how pension charges work. Despite the Financial Conduct Authority trying to make pension charging more transparent, it appears that…

Using Batting Averages To Explain Average Market Returns 09.06.20

Investing, Pension

They say in sport form is temporary, but class is permanent. Any world-class sportsman or woman can and do go through a period when they just can’t get the results…

What’s Possible, Probable & Definite? 25.03.20

Financial independence, Investing, Money, Pension

Have you ever done something and looked back and wondered what you were thinking? Or perhaps, you have seen someone doing something and you can’t fathom out why they are…

Stock Markets, Like Many Things, Are Scary When You Don’t Understand Them 27.02.20

Investing, Money, Pension, Shares

Things are scary when we don’t understand them. Dorothy and the citizens of the Emerald City were scared of the Wizard of Oz until Toto pulled back the curtain to…

Should You Buy New Company Share Issues? 27.11.19

Investing, Money, Pension, Shares

Recently, my Twitter feed has pushed two promotions to me from a well known direct-to-consumer investment platform. Both were relating to “rumoured” IPOs from two well-known brands: Wolverhampton Wanderers and…

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