The Lifestyle Costs Layer Cake
11.02.20
There are certain times in life when money can be in short supply and the proverbial belt needs tightening. Usually, this is the case as a student and early on…
Category: Financial independence
Read the latest news and thoughts from our Financial Planner, Andrew.
The Lifestyle Costs Layer Cake
11.02.20
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7 Things We Can’t Control and 3 Things We Can
02.01.20
We can’t control: 1. Investment markets, 2. Economic forces, 3. Legislation, 4. Tax rates, 5. Anyone’s attitude or behaviour towards us, 6. What the future holds, 7. When we die….
An Emoji Guide to Financial Planning
11.10.19
If you have ever: set up your own business, started a diet Trained for an endurance event got married It will have involved an element of planning. You will have…
Annuities – The Sheep in Wolves’ Clothing?
23.09.19
If I asked you if you would like to buy an annuity with your pension fund, if you are like most UK consumers, my guess would be you would answer…
An Emoji Guide to Diversification
07.08.19
Whether they knew it or not, our mothers and grandmothers taught us one of the most important lessons of investing: not having all of your eggs in one basket. Yet,…
Choose Life (A Financial Planner’s Version)
05.06.19
Choose life. Choose freedom. Choose leisure. Choose pleasure Choose never having to worry about money. Choose global travel, time in the garden or writing that book. Choose working on your…
An Emoji Guide to Budgeting
09.05.19
Do you ever have that feeling that you should be making better financial decisions with your money but never have enough of it left at the end of the month…
“30 Years?! What Am I Supposed To Do With That?”
24.04.19
I was watching Trainspotting 2 the other day (if you were a fan of Danny Boyle’s first film from 1996 you’ll enjoy the sequel) and in it, Ewan McGregor’s character,…
“Now the Kids Are Gone We’ve Got Some Spare Money, What Should We Do With it?”
13.03.19
There comes a time in every parent’s life when the kids fly the nest (sure, they sometimes come back!) and you’ll reach that point when you find the rooms echo…
An Emoji Guide to Life Assurance (Or Minimising Financial Stress When Sh*t Happens)
01.03.19
Sometimes life can be cruel and throw us curve balls that we’re not expecting or prepared for. Another term for it is ‘sh*t happens’. The most catastrophic would likely be…