“You Don’t Know What You’re Doing!” The Evidence That Shows Predicting Markets Is Futile.
12.12.23
Whenever a team in any tier of the football league is doing badly the popular refrain from the terraces is “You don’t know what you’re doing.”. It serves as a…
Lifetime & Help To Buy ISAs: The Investments That Help Your Children Onto The Property Ladder.
30.11.23
A client contacted me recently with questions about his daughter’s Lifetime ISAs (LISAs), which has inspired me to write this post. His daughter has saved into two LISAs and has…
Busy, But Not Fulfilled
28.11.23
I’ve lost count of the number of times a retired client has said something along the lines of “People said to me, once you are retired, you’ll wonder how you…
How Much Should You Have In Savings?
20.11.23
Adults in the UK do not have enough money in savings. According to the money website, Finder.com, the average person in the UK has £17,773 in savings in 2023. But,…
Things That Are Impossible To Know
16.11.23
Certainty gives us comfort. It makes us feel secure. When we know what is around the corner we can plan for it, but so much in life is uncertain. I…
How Much Do You Need To Save Each Month To Build Up £1m?
26.10.23
A retirement pot of £1m is a target for many people. It might be that not much thought has gone into arriving at the figure, other than it being a…
We Love To Talk About Your Future Self But Don’t Forget Your Current Self
18.10.23
The financial services industry is hooked on encouraging you to save for your future. Of course, this is important because there will come a time when you are unable to…
Money Without Meaning is Hollow. Money with Meaning is Enriching.
13.10.23
The world is full of fables about the evils of money: Aesop wrote about a dog with stolen meat, which, on seeing its reflection in a stream dropped the meat…
The Pursuit Of Happiness is Wrong
28.09.23
The American Declaration of Independence holds that: …all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and…
The Stranger Not in the Street – The Challenge Of Imagining Our Future Selves & Why It Matters
25.09.23
Something you don’t know about me: I don’t have a single tattoo. Sometimes it feels like I’m in the minority. I don’t have anything against them or the people who…
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