The Roman Empire lasted 500 years and reached as far as Northern England, the Middle East and North Africa. The Mongol Empire lasted 160 years and was the largest continuous…
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Read the latest news and thoughts from Andrew.
The Great Depression, global conflicts, COVID-19. Nobody would want to live through these crises of the past again; the death tolls and economic costs can be counted but the true…
Should You Transfer A Company Pension? I met with a couple the other day to discuss the option of them transferring an old company pension (a final salary or defined…
It used to be easy; you’d work all your career for one company, get to 60 or 65 then retire with a healthy final salary pension plus your State Pension….
Are you wondering if you are ready for retirement? Are you still working but wondering if it is time to stop? Perhaps you have doubts about it and are fearful…
Why do some people enjoy spending money and others prefer to save? Why do some people retire with little to live on and others have more than they can spend?…
Whenever a team in any tier of the football league is doing badly the popular refrain from the terraces is “You don’t know what you’re doing.”. It serves as a…
A client contacted me recently with questions about his daughter’s Lifetime ISAs (LISAs), which has inspired me to write this post. His daughter has saved into two LISAs and has…
I’ve lost count of the number of times a retired client has said something along the lines of “People said to me, once you are retired, you’ll wonder how you…
Adults in the UK do not have enough money in savings. According to the money website, Finder.com, the average person in the UK has £17,773 in savings in 2023. But,…