We seek certainty but so much of life is uncertain. No doctor can tell you how long you have to live. No economist can tell you whether we will be…
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Read the latest news and thoughts from Andrew.
If you are confused about all this talk about government bonds and the havoc in the markets read on. 👇 When governments need to raise money they have two options:…
As I explained in this LinkedIn post, in its most simple form money is an inanimate object but in reality, it is much more than that. We attach meaning and…
I was asked this question during a recent review meeting with a client. The point being that we are living in a period of high inflation but once that reverts…
Risk-averse investors seek low-risk, cautiously invested portfolios for a reason; they don’t want to experience the periodic tumult of stock markets. Preferring instead to give up the gains for the…
For most of us, all we really want is enough. Enough to be able to live our ideal lifestyle without being at the beck and call of anyone. In other…
As a financial planner advising clients on the investment of their ISA, pensions and General Investment Accounts it is incumbent upon me that I review the ongoing suitability of any…
“I’m a bit lost when it comes to what I should do with my emergency reserve fund. I’m thinking of moving it into government bonds at around 5% yearly. Is…
The above question was posted on an online message board for consumers. Read my response below. The maximum you can invest/save into an ISA each year is £20,000 so, depending…