Will Living Costs Come Down?
16.09.22
I was asked this question during a recent review meeting with a client. The point being that we are living in a period of high inflation but once that reverts…
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Read the latest news and thoughts from Andrew.
Will Living Costs Come Down?
16.09.22
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Why Has My Cautious Investment Lost Value?
09.09.22
Risk-averse investors seek low-risk, cautiously invested portfolios for a reason; they don’t want to experience the periodic tumult of stock markets. Preferring instead to give up the gains for the…
Am I Saving Enough For Retirement?
16.08.22
For most of us, all we really want is enough. Enough to be able to live our ideal lifestyle without being at the beck and call of anyone. In other…
EBI Earth Portfolios Ltd vs Vanguard Lifestyle Strategies
22.07.22
As a financial planner advising clients on the investment of their ISA, pensions and General Investment Accounts it is incumbent upon me that I review the ongoing suitability of any…
“What Should I Do With My Emergency Fund?”
27.06.22
“I’m a bit lost when it comes to what I should do with my emergency reserve fund. I’m thinking of moving it into government bonds at around 5% yearly. Is…
“I have inherited a portfolio of shares outside of an ISA. What is the easiest and most cost effective way of moving them into an ISA wrapper?”
27.06.22
The above question was posted on an online message board for consumers. Read my response below. The maximum you can invest/save into an ISA each year is £20,000 so, depending…
Risk is in the Eye of the Beholder
17.06.22
Can you imagine standing on a platform 24 miles above the earth preparing to jump off? Would you be able to take that step? I have a belief, I might…
Is It Better To Pay It Off A Mortgage Or Invest Surplus Money?
14.06.22
Is It Better To Pay It Off A Mortgage Or Invest Surplus Money? This is an updated version of a previous post which was written before the world went a…
I Bit With Bitcoin. This Is What I Learnt.
16.05.22
Last year I gave my 2 cryptos worth on whether I thought cryptocurrencies were a good investment (you can read that article here). Since then I bit the bullet (or…