“What Should I Do With My Emergency Fund?”
27.06.22
“I’m a bit lost when it comes to what I should do with my emergency reserve fund. I’m thinking of moving it into government bonds at around 5% yearly. Is…
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“What Should I Do With My Emergency Fund?”
27.06.22
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“I have inherited a portfolio of shares outside of an ISA. What is the easiest and most cost effective way of moving them into an ISA wrapper?”
27.06.22
The above question was posted on an online message board for consumers. Read my response below. The maximum you can invest/save into an ISA each year is £20,000 so, depending…
Risk is in the Eye of the Beholder
17.06.22
Can you imagine standing on a platform 24 miles above the earth preparing to jump off? Would you be able to take that step? I have a belief, I might…
Is It Better To Pay It Off A Mortgage Or Invest Surplus Money?
14.06.22
Is It Better To Pay It Off A Mortgage Or Invest Surplus Money? This is an updated version of a previous post which was written before the world went a…
I Bit With Bitcoin. This Is What I Learnt.
16.05.22
Last year I gave my 2 cryptos worth on whether I thought cryptocurrencies were a good investment (you can read that article here). Since then I bit the bullet (or…
Consumer Question: I’ve Used My Pension Lifetime Allowance & Have a Few Small Pots of Unused Pensions. What Is The Best Way To Access Them?
04.05.22
This question was posed to me recently via an online forum. Here is my answer. If you don’t need to access the additional pensions they can stay invested and continue…
Consumer Question: What is the Best Stock/Bond Allocation for Someone in Their Late 50s?
26.04.22
This question was posed to me recently via an online forum. The full context is the consumer who posted the question is 59 and intends to draw on his pension in…
From Professional Footballers to Investing Success, The Results That Are Skewed By The Minority
31.03.22
Marcus Rashford, Phil Foden and Trent Alexander-Arnold are young professional footballers earning £ millions in wages and sponsorship endorsements. Yet, less than 1% of children who enter club academies at…
The Magic of Time
24.03.22
4.5 billion years ago earth was formed. Over that time it evolved from a ball of gas and liquid to the awe-inspiring planet we share with an abundance and diverse…
How Do You Let Your Children Take Financial Risks (But Be The Safety Net)?
15.03.22
Full disclosure: I’ve never been a trapeze artist and I never will. But I can guess how you learn to be one. I imagine when you are learning you have…