The Illusion of Wealth
21.11.22
Our mind plays tricks on us. We use mental shortcuts to help us make quick decisions. Daniel Kahneman, in his book ‘Thinking Fast & Slow’, refers to it as System…
Category: Pension
Read the latest news and thoughts from our Financial Planner, Andrew.
The Illusion of Wealth
21.11.22
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Am I Saving Enough For Retirement?
16.08.22
For most of us, all we really want is enough. Enough to be able to live our ideal lifestyle without being at the beck and call of anyone. In other…
EBI Earth Portfolios Ltd vs Vanguard Lifestyle Strategies
22.07.22
As a financial planner advising clients on the investment of their ISA, pensions and General Investment Accounts it is incumbent upon me that I review the ongoing suitability of any…
Consumer Question: I’ve Used My Pension Lifetime Allowance & Have a Few Small Pots of Unused Pensions. What Is The Best Way To Access Them?
04.05.22
This question was posed to me recently via an online forum. Here is my answer. If you don’t need to access the additional pensions they can stay invested and continue…
Consumer Question: What is the Best Stock/Bond Allocation for Someone in Their Late 50s?
26.04.22
This question was posed to me recently via an online forum. The full context is the consumer who posted the question is 59 and intends to draw on his pension in…
Who Does What With Your Pension? – Using A Tree To Explain The Roles & Responsibilities
14.04.21
I’m often asked to explain the different roles and responsibilities of the companies involved with a pension fund. Because there are different parties doing different things it can be hard…
“I’ve Neglected My Pension, What Can I Do?”
04.11.20
“The problem with the future is that it keeps turning into the present” Calvin & Hobbes If you are one of the many who were so focused on the day-to-day…
How Pension Charges Work (& How To Know If You Are Paying Too Much)
16.06.20
One question I’m regularly asked by new and prospective clients is how pension charges work. Despite the Financial Conduct Authority trying to make pension charging more transparent, it appears that…
Using Batting Averages To Explain Average Market Returns
09.06.20
They say in sport form is temporary, but class is permanent. Any world-class sportsman or woman can and do go through a period when they just can’t get the results…