How to Protect Yourself from Financial Scams
17.09.25
Financial scams are continuing their rise in the UK, and they affect people from all walks of life. For those starting or in retirement, the risks are greater because losses…
Category: Retirement
Read the latest news and thoughts from our Financial Planner, Andrew.
How to Protect Yourself from Financial Scams
17.09.25
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Sequencing Risk – Why The Timing of Stock Market Crashes Can Have A Big Impact On Your Retirement
11.09.25
When we think about retirement risks, stock market crashes and inflation often come to mind. But one of the most significant and least understood risks is something called sequencing risk…
Costa Rica, An Ode To A Wonderful Country.
08.09.25
My family and I have just returned from a fabulous two weeks in Costa Rica, and we couldn’t recommend it highly enough as a destination, whatever your age. What follows…
Are You Using Your Money in a Way That Makes You Happy?
12.05.25
Have you ever gone through that exercise whether verbally with someone else or in your head, where you work out how you would spend a lottery win? My wife and…
It’s Your Retirement, You Don’t Need To Feel Guilty
15.04.25
Retirement is often painted as the golden phase of life, a time to travel, take up hobbies, learn new skills, or tick off the ‘bucket list’. But what happens when…
12 Things To Do NOW To Not Run Out of Money in Retirement
25.03.25
When I ask clients and prospective clients why their money is important to them it is usually because it provides freedom and financial security. In other words, they want to…
It’s OK to Spend Savings in Retirement
18.03.25
Don’t worry, it’s OK to spend savings in retirement, but it does come with a caveat. If you have been diligent during your working life you will have built up…
Maximise Your State Pension Before 5 April 2025
04.03.25
A reminder for anyone who doesn’t currently qualify for the full State pension: if you have gaps in your National Insurance (NI) record between 6th April 2006 and 5th April…
“How Much Money Do I Need to Retire?”
25.02.25
I’m often asked “how big does my pension need to be?”, or words to that effect. A simple question to which a simple but not very helpful answer is: It…
It All Comes Down To Two Desires
13.02.25
When planning for retirement, every financial decision, whether about spending, saving, or investing, is shaped by two fundamental desires: financial security and financial freedom. Financial security is the need to…