Approaching retirement
If you’re in your fifties, you’re probably beginning to think about what the future might look like.
You certainly don’t see yourself working for the rest of your life; there’s too much that you want to see and do.
Your children may well have flown the nest or are about to do so, and now is the time to think about what you want.
You are likely to have accumulated wealth over your working life, but may not know how much you have, what income it will provide and whether it’s even enough to fund the kind of lifestyle you aspire to secure for the future.
You might not be ready to retire for another 10 to 15 years, but you want to ensure you reach that point feeling confident and secure in your financial situation.
As a Chartered, Certified and Independent Financial Planner, I will ensure you have the financial security to relax into a fulfilling and meaningful retirement when the time is right.
Here’s what we do:
- I believe that money is the means to the end rather than the end itself, so I take time to understand your goals, objectives and desired lifestyle, both for now and for retirement. Even more importantly, our first meeting is our opportunity to get to know you. Only then can we create a financial plan that is truly bespoke.
- I review your existing pensions, savings and investments, making sense of your current financial situation and what it means for your future.
- I create a comprehensive financial plan, including recommendations that will ensure your money is structured appropriately to achieve your goals and objectives. I show you how your existing assets, and the new Pension Freedom rules, can be used to help you potentially retire early. I’ll also help you reduce the amount of money paid in Inheritance Tax (IHT) when you die, enabling you to leave a legacy for the people you care about.
- When you’re happy with the strategy we have created, I will do the rest of the hard work and implement the changes recommended.
- I believe that financial planning is a process, not a product. Additionally, the economy, investment markets and life itself are all changeable; that’s why I believe in building a lifelong, ongoing relationship with my clients. I want you to feel confident that you have an unbiased, trusted partner by your side to ensure you always make smart decisions with your money, no matter what life throws at you.
