About You

About You

You are in your fifties or early sixties and are beginning to think about the next phase of your life. Your children have flown the nest (or are about to) so now is the time to plan for the rest of your life.


Work is important to you but it doesn't define who you are (or you don't want it to anymore).  You certainly don't see yourself working for the rest of your life, there is too much that you want to see and do that working and family life prevented you from experiencing to date.

You have interests outside of work and now that the children are gone there are things you would like to start or get back to.


Retirement may not be a single event and it may not be for 10 to 15 years but you want to ensure you reach that point with the peace of mind that comes with financial security and the knowledge that you can relax into a fulfilling and meaningful retirement.

You have accumulated wealth over your working life but you don't how much you have, what income it will provide in the future and whether it is even enough.


Your family is important to you and, although your children are decreasingly financial dependent upon you, it is likely that you will continue to support them with weddings, house deposits and other financial assistance when it is needed.


With all in this in mind, you are beginning to ponder the following questions:

1. What is most important to me/us in life?

2. What do I/we want the next phase of my life to look life?

3. How much have I/we got?

4. How much is enough money?

5. Will I/we have enough money?

6. How can I/we ensure financial security for my family should I die, become ill or have a serious accident?

7. When can I/we stop work (or continue through choice rather than necessity)?